Stonebridge Appraisal is available for your FHA appraisalsThe FHA retains of approved appraisers for each state - Stonebridge Appraisal is on the roster of approved appraisers for GA. If you have an FHA-secured loan, be sure to hire Stonebridge Appraisal , as we are approved and certified to handle FHA appraisals. Part of the ongoing training our staff at Stonebridge Appraisal receives deals strictly with understanding the FHA's documentation and their rules and procedures. Be sure to contact Stonebridge Appraisal if you need an appraisal done for an FHA-secured loan. The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD) - if your financial transaction is an FHA loan, it means it is backed by them. The lender provides all the loaned money; the FHA simply backs the loan with mortgage insurance in case the borrower does not pay off his or her loan. Low-income and moderate-income homebuyers benefit from an FHA-backed loan; the point of the Federal Housing Administration is to cooperate with credit-worthy potential buyers to meet expectations and qualifications for lending organizations that they otherwise would not. Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. FHA loan programs are extremely beneficial to those buyers with less accumulated funding. |